Arranging Private Finance Across Aberdeen & Aberdeen City
When the brief is 'sort this out, keep it quiet, do it properly' — that's private finance. We've handled it across the Scottish central belt for three decades and our discretion is part of the product.
Local context
Why Aberdeen is a market we know
Tenemental stock, office conversions and a strong professional-services economy. Scottish title quirks (missives, dispositions) push timelines slightly longer than English deals, so brokers who understand them save weeks. Aberdeen itself anchors the Scottish central belt, with activity concentrated around Aberdeen Harbour, Westhill.
Structures we arrange
Private Finance options for Aberdeen
Private bank lending
Typical size £250k – £25m+; timeline Tailored, often 2–6 weeks.
Family office
Typical size £250k – £25m+; timeline Tailored, often 2–6 weeks.
High-net-worth bridging
Typical size £250k – £25m+; timeline Tailored, often 2–6 weeks.
Asset-backed lending
Typical size £250k – £25m+; timeline Tailored, often 2–6 weeks.
"Floyd's experience shows. He matched us with the right lender first time and held our hand through completion. We'd been quoted twice as long elsewhere."
Typical Aberdeen use cases
- Art and asset-backed lending
- Divorce and estate liquidity solutions
- Portfolio refinance across the central belt
- Owner-occupied commercial purchases in the financial district
Nearby areas we cover
Private finance across the Aberdeen City area
We arrange private finance for clients across Aberdeen and the surrounding towns, typically within a short drive of the A90 corridor.
Aberdeen FAQs
Common questions about private finance in Aberdeen
How are interest rates structured?+
Often referenced to SONIA + margin or to a fixed period. Margins vary widely with relationship value and security.
What qualifies as private finance?+
Bespoke lending arranged through private banks, family offices or HNW capital providers — typically for clients whose situation doesn't fit retail criteria, or who require discretion.
How is your fee structured?+
On completion only. Our fee is disclosed and agreed in writing before any market approach.
How are repayments structured?+
Highly flexible — interest-only, amortising, bullet repayment, capital holidays. Bespoke to the client's plan.
Is private finance only for HNW individuals?+
Primarily — though the threshold varies by lender. Family offices may engage on the strength of the deal as much as the client's wealth.
What about non-standard security?+
Private capital is often the answer for art, vehicles, watches, equity stakes and other non-bankable assets. We know which lenders accept what.
In summary
Next steps for Aberdeen
Aberdeen is a market we know well, and private finance is a product we arrange routinely across Aberdeen City. The pages on this site set out the broad shape — but every deal is different, and the only way to know what's actually possible is to talk through the specifics. Get in touch when you're ready.
Indicative terms in 24 hours
No upfront fees. No pressure. A clear answer either way.