Question 1

Are there upfront fees?

Accepted Answer

Our broker fees are payable only on completion. Some lenders charge a valuation fee upfront, which we always disclose before you commit.

Question 2

Will the valuation hold up in Northampton?

Accepted Answer

Valuers use local comparables — Northampton has good comp depth for residential and mid-range commercial. Unusual stock may take longer to value but is rarely a blocker.

Question 3

Are there minimum loan sizes?

Accepted Answer

Most lenders start at £50k, some at £100k. We'll tell you upfront if your deal sits below a sensible market entry.

Question 4

Can you help if I'm new to property?

Accepted Answer

Yes — first-time investor bridging is available, particularly with experienced advisers (us) packaging the deal. The lender panel narrows but real options remain.

Question 5

Will a lender consider a warehouse as security?

Accepted Answer

Yes — most of our panel will lend on warehouse stock common around Northampton. The valuer matters more than the lender's stated criteria; we choose lenders comfortable with Northamptonshire market evidence.

Question 6

How does early repayment work?

Accepted Answer

Most bridges allow early repayment after a minimum interest period (often 1–3 months). We'll always quote this so you know the floor cost.

Bridging Finance across the UK

Bridging Finance by town