Asset Finance Brokers Serving London & The M25 Corridor
Asset finance for London businesses is fast, structured and tax-efficient. Whether you're buying a fleet for a haulage operation near Canary Wharf or new plant for a workshop in the EC area, we'll arrange HP, lease or refinance against vehicles and equipment in days, not weeks.
Common scenarios
What asset finance typically funds in London
Local context
Why London is a market we know
Prices are higher and competition is sharper, so deals move on speed and structure. Mixed-use stock, period conversions and prime office space dominate, and lenders pay close attention to covenant strength and exit clarity. London itself anchors a metropolitan core market, with activity concentrated around Canary Wharf, City of London, Stratford.
Lost time on a London deal already?
We pick up half-finished cases regularly. Tell us where it stalled and we'll get it moving.
Structures we arrange
Asset Finance options for London
Hire purchase
Typical size £10k – £2m; timeline 3–10 working days.
Finance lease
Typical size £10k – £2m; timeline 3–10 working days.
Operating lease
Typical size £10k – £2m; timeline 3–10 working days.
Sale & HP back
Typical size £10k – £2m; timeline 3–10 working days.
Refinance
Typical size £10k – £2m; timeline 3–10 working days.
London FAQs
Common questions about asset finance in London
Is VAT deferred?+
On HP, the full VAT is reclaimed upfront. On lease, VAT is paid per rental. Different cashflow profiles for the same kit.
What about a single van for a sole trader?+
Yes — sole-trader asset finance is widely available for vehicles and tools. Limits and rates vary with trading history.
Will the lender want to see use cases for the asset?+
Usually a brief justification only — they need to understand the asset's role in generating revenue or reducing cost.
What can I finance — beyond vehicles?+
Vehicles, plant, machinery, IT hardware, software, manufacturing kit, even some fit-out. Most tangible business assets qualify; some 'soft' assets do too.
Do I need a deposit?+
Usually 10–20% on HP, often 0% on finance lease (with end-of-term obligations). Strong covenants can stretch leverage further.
Can asset finance be combined with a business loan?+
Yes — stacking asset finance against equipment with a separate unsecured loan for working capital is often the cheapest combined approach.
Nearby areas we cover
Asset finance across the Greater London area
We arrange asset finance for clients across London and the surrounding towns, typically within a short drive of the M25 corridor.
In summary
Next steps for London
The right asset finance structure depends on your exit, your covenant, your timeline and the specific property — none of which a generic page can answer for. We're happy to talk through a London deal informally before you commit to anything. Same number, same broker, every call.